Your CPF savings will not be covered by a Will and you are encouraged to make a CPF nomination under the CPF Nomination Scheme if you would like to specify who will receive your CPF savings and how much each nominee should receive according to your wishes upon your demise. You are also encouraged to contact your individual insurers should you wish to select nominees for your insurance policies in the event of death or permanent disability.
Care Planning Tools
1. Central Provident Fund/Insurance Nomination
2. Will and Estate Planning
A Will helps to document how you would like to distribute your assets and who you appoint as executor(s) to carry out your wishes upon your demise. Your loved ones will be able to apply for a Grant of Probate to distribute the assets according to the Will you’ve made.
3. Advanced Care Planning
Advance Care Planning (ACP) is the process of planning and documenting your future health and personal care preferences. It involves having conversations with your loved ones to share your personal values and beliefs, explore how they may affect your healthcare preferences in difficult medical situations. You will also appoint your spokesperson(s) should you become ill one day and unable to speak for yourself. By making your wishes known by documenting down, your loved ones and caregivers do not have to guess for your preferred choice of care. You may always review and update your ACP if the event that you changed your mind.
Grief Matters provides facilitators for ACP conversations. Contact us today if you wish to have your ACP conducted and documented.
4. Advanced Medical Directive
An Advance Medical Directive (AMD) is a legal document that you sign in advance to inform your doctor that you do not wish to have any extraordinary life-sustaining treatment to prolong your life in the event that you became terminally ill and unable to speak for yourself. Anyone who is aged 21 years old and above, and is not mentally disordered can make an AMD. Making an AMD is a voluntary decision and you will need to consult a doctor to get your AMD form signed along with a witness and return the form to the Registrar of AMD.
Medical (Therapy, Education and Research) Act (MTERA) is a voluntary decision where you can choose to pledge your organs or any body parts for the purposes of transplant, education or research upon your demise as long as you are above the age of 21 and be of sound mind.
6. Lasting Power of Attorney
Lasting Power of Attorney (LPA) is a legal document that you sign to appoint a donee to make financial and/or personal welfare decisions on your behalf when you no longer have mental capacity to do so. Some examples include deciding your living arrangements and handling bank matters. Consult an LPA Certificate Issuer which could either be a medical practitioner accredited by the Public Guardian, a practising lawyer or a registered psychiatrist.
7. Funeral Planning
Funeral planning helps your loved ones understand your wishes without having to guess the type of funeral you might want to have while coping with grief. It may also help to reduce any disagreements amongst your loved ones as they may have differing views for your funeral planning if you have not recorded and shared your wishes with them.
Some considerations for your funeral planning include choosing a funeral company that you are confident in to carry out the wishes of you and your loved ones while keeping in mind the budget for the cost of the funeral. You may also wish to document if you would prefer burial or cremation and a suitable location to store your remains.